Why Choose Us

If you would like to find the best car insurance or if you are searching for better value on your existing car insurance, Elmo Insurance can offer the right choice of car insurance in Malta.

Great Value, More Benefits:
  • Up to 65% no claims discount
  • 10% off for drivers aged 36 years and over
  • More than one car discount
  • 7.5% discount for two named drivers
  • 10% discount for one driver
  • Home Insurance discount of 10% for all Motor Insurance customers
  • Increase of Own Damage excess to benefit from a discount (for comprehensive cover only)
  • 10% discount for Gozo residents 
  • Extension of Geographical Area
  • Trailer extension automatically covered in respect of Third Party Damages
  • Deletion of Compulsory Excess
  • Legal assistance for third party, fire and theft cover and for third party only.

We may, depending on our judgement:
  • Arrange for representation at any inquest in respect of any death or injury which might involve a claim under the policy.
  • Pay for legal services to defend anyone we insure, if criminal proceedings are taken in any court of law in respect of any incident which might involve a claim under the policy. We will only pay these legal fees if they arise from an accident that is covered under the policy.