|
Our Hotel Insurance package provides a combination of both standard covers and optional extras to best suit your business. The policy covers against a range of losses relating to property damage, liability claims as well as business interruption following material damage losses.
We provide hotel insurance for:
Material Damage Cover
The policy will provide cover for accidental loss damage or destruction to your business premises and contents including but not limited to stocks in trade, furniture, fixtures and fittings and equipment as a result of fire, lightning, explosion, theft following forcible entry or exit from the premises, riot, strike and malicious damage, earthquake, subterranean fire, storm, tempest and flood, escape of water, impact by motor vehicles, damage caused by aircraft.
Business Interruption Cover
The policy aims to provide indemnity for loss of profits or income that you might sustain following an interruption of the business or interference therewith as a consequence of a loss which is covered under the Material Damage Cover.
Glass Cover
The Glass Policy will provide cover for accidental damage to the plate glass fixed at your premises due to accidental damage.
Public Liability Cover
The policy will provide cover against legal liability arising from the business and which you may become liable to pay in respect of accidental bodily injury or accidental property damage sustained by third parties.
Employers' Liability Cover
The policy will provide cover against legal liability which you may become liable to pay in respect of bodily injury sustained by your employees and arising out of and during the course of their employment.
Money Cover
The policy will provide cover for loss of money from your premises, whether open or closed for business, or while in direct transit from your business premises to the bank. Cover is also available for any money whilst held in an approved safe, or whilst it is being held in a bank night safe.
Machinery Breakdown Cover
The policy is aimed at providing cover for a number of different types of machinery and plant whilst these are at work or at rest or whilst being dismantled for the purpose of cleaning or overhauling against sudden and unforeseen loss or damage in a manner necessitating their repair or replacement. The Machinery Breakdown Policy supplements the cover already granted under the Material Damage Cover.
Loss of Profits Following Machinery Breakdown Cover
The policy aims to provide indemnity for loss of profits or income that you might sustain following an interruption of the business or interference therewith as a consequence of a loss which is covered under the Machinery Breakdown Cover.
Deterioration of Stocks Cover
The policy is designed as a cover against deterioration of stock in cold storage due to a breakdown of the refrigerating plant / machinery or accidental failure of electrical supply which under certain conditions can cause the rise or fall in temperature or allow unforeseen escape of refrigerant gas.
This policy requires that a Machinery Breakdown Policy is in force at all times.
Personal Accident (Group & Individual) covers
The policy provides the insured person/s with specific benefits in the event of accidental death or disability (both permanent and temporary) following an accident. The policy will also cover medical expenses following a valid claim under the policy.
Back to Top
|
