Good underwriting is not only about getting an adequate premium. Elmo Insurance pursues the following to maintain a trend of delivering underwriting profits:
a) Staff achieving success in the examinations of the Chartered Insurance Institute
b) Developing a close relationship with its reinsurance broker and lead reinsurers
c) Having a knowledge of the customer
d) Loss control procedures
e) Market involvement
f) Robust statistics
g) Technical training
h) The skills and experience of our underwriters